Yes Premia Credit Card is one of the best credit cards in India. Yes bank credit cards provide many offers and Yes Premia Credit Card is one of them. Yes Premia credit card provides many offers like fuel surcharge waiver, rewards points, and many more. In this article, we will know about Yes Premia Credit Card in detail. Yes Premia Credit Card is a full-featured credit card that comes with a host of benefits and features. Yes Premia Credit Card holders can enjoy a fuel surcharge waiver on fuel purchases made using their Yes Premia Credit Card. Yes Premia Credit Card holders can also earn rewards points on every purchase made using their Yes Premia Credit Card. Rewards points can be redeemed for a variety of benefits, including cashback and discounts on shopping, travel, and dining. So if you are looking for a quality credit card that offers a variety of benefits, the Yes Premia Credit Card is a great option to consider.. remain reading to know more…
Also Read:Â How to Apply for ICICI Sapphiro Credit Card: The Complete Guide
Key Highlights of YES Premia Credit Card
Complimentary Priority Pass membership gives you two free visits outside of India in a calendar year(only for primary user)
Fastened reward points on certain transactions
Get a 25% discount on movie tickets booked through BookMyShow
Features and Benefits of Yes Premia Credit Card
Rewards
Yes Premia Credit Cardholders can Earn 6 Reward Points per Rs. 200 spent on all retail purchases except select categories, 3 Reward Points per Rs. 200 spent on select categories
5X Reward Points on the first 3 transactions of the first 5 billers registered on YES PayNow.
Airport Lounge Access
Yes Premia Credit Card cardholders can enjoy 1 complimentary domestic airport lounge access per quarter and 2 international airport lounge visits throughout the year.
To access the Yes Premia Credit Card, cardholders must present their Yes Premia Credit Card upon arrival at the lounge. For more information please contact Yes Bank Credit Card Customer Service.
Movie & Dining
Yes Premia Credit Card holders can avail of a discount of 25% on movie tickets booked through BookMyShow.
The maximum benefit that can be availed under this offer is Rs. 250 per month.
If you are a Yes Premia Credit Card holder, don’t forget to take advantage of this great offer!
Golf Program
Yes Premia Credit Card holders can enjoy one complimentary golf lesson at select golf courses in India every calendar month.
Also, cardholders can avail green fee waiver at 4 golf courses in India.
Insurance Benefits
Yes Premia Credit Card offers a credit shield cover worth Rs. 2.5 lakhs in case of accidental death of the primary cardholder.
Low Foreign Currency Markup Fee
The Yes Premia Credit Card is a great choice for those who frequently travel abroad. With a foreign currency markup fee of just 2.5%, it provides significant savings on foreign currency spends.
FeeFuel Surcharge Waiver
Yes Premia Credit Card gives you a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs 400 to Rs. 4,000.
Rewards Redemption
The Yes Rewardz website allows you to use your points towards booking a seat on a movie or flight, as well as hotel accommodation.
1 Reward Point = Rs. 0.25.
1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings.
10 Reward Points = 1 Club Vistara Point for redemption against Club Vistara Points.
10 Reward Points = 1 InterMile for redemption against InterMiles.
YES Premia Credit Card Other Features
Safe Payments:- You may use the YES BANK Credit Card to make secure payments at the cash register because it has an EMV chip that allows you to do so safely. Unless you’re paying by contactless, you must enter a PIN or OTP before making a credit card payment.
Contactless Payment:- Yes Premia Credit Card is a Yes bank credit card that allows you to make payments without entering a PIN or an OTP. A touch of the on the machine is enough for making the payments. This feature of the credit card will help you make faster payments without having to enter a PIN or an OTP.
YES Premia Credit Card Eligibility Criteria,Fee and Charges
Eligibility Criteria
The minimum age requirement for the individual is 23 years..
The maximum age requirement for an individual is 60 years..
The Self-Employed individual must file an ITR of at least ₹14.40 lacs.
The basic salary of a salaried person must be at least Rs 1.2 lakh per month.
Required Documents
Proof of Income (Latest 3 months’ salary slip/Form 16/ IT return copy as proof of income)
Proof of Residence (Aadhar Card, Passport, or Utility Bills)
Proof of Identity(Aadhar Card, PAN Card, Driver’s License)
Fee and Charges
Joining Fee – Rs. 999 (plus applicable taxes)
Renewal Fee – Rs. 999 (plus applicable taxes)
Spend-based Waiver – On spending more than Rs. 25,000 within the first 90 days after receiving the cards and subsequent year, joining fees are waived off and the renewal fee is waived off on expenditures of over Rs. 1.5 lakhs in the previous year.
How to Get your YES Premia Credit Card
To apply for the YES Premia Credit Card, you need to either visit the branch nearest to you or you can apply online.
To apply for YES Premia Credit Card online follow these steps
Visit yesbank.in and select the “Credit Card” option. After that, choose your card in the premium cards section, fill in all the required details, and complete all the required formalities.
To apply for YES Premia Credit Card offline please visit the nearest Yes Bank Branch
Final Thoughts
Yes Premia Credit Card is a good option for people looking for a card with multidimensional benefits. The Yes bank credit card offers 1 domestic and 2 international lounge visits, which is a useful feature for people who travel internationally. Moreover, the Yes Premia Credit Card has a comparatively low foreign markup fee. If you are a movie lover, the Yes Premia Credit Card further offers 25% off on booking movies through bookMyShow.com. Yes Premia Credit Card can also be a favourable option for golf lovers. Overall, at an annual fee of Rs. 999, Yes Premia Credit Card offers good rewards and benefits for its users.
