If you’re looking for an easy way to close your Axis Bank Credit Card, look no further! In this article, we will walk you through the process step-by-step. Closing a credit card can be a stressful experience, but with our help, it doesn’t have to be. Follow these simple steps and you’ll be on your way to being credit card debt-free in no time!
Credit cards are a valuable tool for building and maintaining your credit score. As a customer, you might find that you no longer require your Axis Bank credit card in order to conserve on expenses or upgrade to a new credit card. Whatever the case may be, you must know how to do this properly so as not to have negative consequences for yourself!
Also read: How to Easily Remove a Credit Card From Cred: The Step-by-Step Guide
DIfferent ways to Close Axis Bank Credit Card in 2022
- Send an email to Axis Bank
- Contact Axis bank customer care
- Visit your nearest Axis Bank Branch
Send an email to Axis Bank
Axis Bank offers a great canceling option for their credit cards. If you’re not satisfied with your card, simply send an email to [email protected] or [email protected] with all the necessary details apart from the sensitive information like CVV or PIN and they will be happy to get rid of it!
Contact Axis bank customer care
If you’re a customer of Axis Bank credit card and have been thinking about canceling your credit card membership with them, don’t hesitate! You can call 1800-233-5577/ 1800-103-5577/ 1800-209-5577 anytime for cancelling your credit card.
Visit your nearest Axis Bank Branch
You can visit your nearest Axis Bank branch during banking hours and submit a request with them to cancel or close your Axis Bank credit card. They would require you to submit a written request to cancel the card and also ask to see your physical credit card for verification.
When they verify the credit card details, the cancellation process will be initiated immediately and you can safely dispose of your card by cutting it into small pieces.
Learn what you should know before closing an Axis Bank credit card
- All outstanding loans, EMI, dues, balance transfers, and other charges need to be paid in full
- As a general rule, all unused reward points need to be redeemed within 45 days of requesting the closure of your credit card, or else they will expire
- When credit card applicant wishes to close their account, they cannot transfer the pending dues from one card and have them appear on another credit card
- When you request to cancel your credit card, the bank will deactivate automatic bill payment. However in some cases, they may take time before processing this cancellation and that’s where extra charges come into play because of delays on their end – so be mindful!
Do you wish to reactivate your closed axis bank credit card and enjoy the benefits of having it again? Follow these simple steps to get back online in no time!
If you wish to cancel your credit card closure request, you need to initiate a request for the same with Axis Bank. This process can only be done if the cardholder has initiated the request for cancellation from their side.
The cardholder will need to call customer care of Axis Bank and validate details such as Card number, Date of Birth, and registered phone number. You can alternatively send an email to the bank with your passport size photo and ID proof as well.
Can I be charged for canceling my Axis Bank credit card?
You can cancel your card without paying a fee, but in order to do so, you must first clear any outstanding balance. All EMIs and loans on the credit cards will be foreclosure according to their terms/conditions – this may incur charges.
Can Closing or Cancelling your Axis Bank credit card affect your CIBIL score?
The answer to this question is yes, but only if you use more than one credit card. When the cancellation or closure of one card would reduce your overall credit limit and increase utilization of the credit limit; then the CIBIL score might suffer as well.
How long does Axis Bank take to close your credit card?
Once you submit a cancellation request, your credit card will be promptly blocked and cannot serve any purpose until its suspension. The bank wants to make sure that this process is completed within 48 hours of submitting your request. They will also request you to cut up the credit card into pieces before disposing of it!
We hope this guide was helpful in understanding how to close your Axis Bank credit card quickly and easily! If you have any questions, feel free to reach out to us and we’ll be happy to help. Thanks for reading!
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